<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>Piggybank News</title>
	<atom:link href="http://nsputilityconsultants.wordpress.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://nsputilityconsultants.wordpress.com</link>
	<description>Because it's not what you earn, it's what you keep!</description>
	<lastBuildDate>Sat, 28 Jan 2012 11:16:04 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.com/</generator>
<cloud domain='nsputilityconsultants.wordpress.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://s2.wp.com/i/buttonw-com.png</url>
		<title>Piggybank News</title>
		<link>http://nsputilityconsultants.wordpress.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://nsputilityconsultants.wordpress.com/osd.xml" title="Piggybank News" />
	<atom:link rel='hub' href='http://nsputilityconsultants.wordpress.com/?pushpress=hub'/>
		<item>
		<title>Where did it all go wrong?</title>
		<link>http://nsputilityconsultants.wordpress.com/2012/01/24/where-did-it-all-go-wrong/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2012/01/24/where-did-it-all-go-wrong/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 12:39:21 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Property]]></category>
		<category><![CDATA[house prices]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[property investment]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[rental property]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=935</guid>
		<description><![CDATA[Property investment is not a game for amateurs looking to make a quick buck as some of the news stories have clearly illustrated over the past couple of years.  With the benefit of hindsight, we can assess where people got it right with their strategies and where others got it oh so wrong.  In this [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=935&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2012/01/24/where-did-it-all-go-wrong/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
		<item>
		<title>Nationwide report predicts stable house prices for 2012</title>
		<link>http://nsputilityconsultants.wordpress.com/2012/01/16/nationwide-report-predicts-stable-house-prices-for-2012/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2012/01/16/nationwide-report-predicts-stable-house-prices-for-2012/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 12:46:40 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Property]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[house prices]]></category>
		<category><![CDATA[Nationwide]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Real estate economics]]></category>
		<category><![CDATA[Robert Gardner]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=923</guid>
		<description><![CDATA[The latest report from Nationwide, released in December 2011, indicates that UK house prices are continuing to buck the trend of recession.  Houses are now worth 1% more on average than they were at the start of 2011.  Whilst this may seem like a small amount compared to the increases seen between 1997 and 2006 [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=923&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2012/01/16/nationwide-report-predicts-stable-house-prices-for-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
		<item>
		<title>Petition prompts energy price reduction.</title>
		<link>http://nsputilityconsultants.wordpress.com/2012/01/13/petition-prompts-energy-price-reduction/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2012/01/13/petition-prompts-energy-price-reduction/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 12:54:31 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Domestic Utilities]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[British Gas]]></category>
		<category><![CDATA[British Gas plc]]></category>
		<category><![CDATA[E.ON]]></category>
		<category><![CDATA[EDF Energy]]></category>
		<category><![CDATA[electric]]></category>
		<category><![CDATA[electricity]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[gas price rises]]></category>
		<category><![CDATA[Scottish & Southern Energy]]></category>
		<category><![CDATA[Scottish Power]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=951</guid>
		<description><![CDATA[I received this notification from consumer action group &#8220;38 Degrees&#8221; this morning.  I think it is an important message so I have copied in its entirety below. &#8220;Over 85,000 of us have signed the petition telling gas and electricity companies to cut their prices &#8211; in just 4 days! And it&#8217;s starting to work. Numbers [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=951&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2012/01/13/petition-prompts-energy-price-reduction/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
		<item>
		<title>Making your money work for you</title>
		<link>http://nsputilityconsultants.wordpress.com/2012/01/10/making-your-money-work-for-you/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2012/01/10/making-your-money-work-for-you/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 12:00:33 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Domestic Utilities]]></category>
		<category><![CDATA[Hot tips]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[broadband]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[electric]]></category>
		<category><![CDATA[electricity]]></category>
		<category><![CDATA[Financial services]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Utility Warehouse]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=197</guid>
		<description><![CDATA[Making Your Money Work for You With interest rates at an all time low, financial institutions have been cutting the rates they pay to savers. Check the rates your savings are earning &#8211; you may be surprised by how quickly the attractive interest rates used to tempt new investors are reduced.  If you have a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=197&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2012/01/10/making-your-money-work-for-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>

		<media:content url="http://nsputilityconsultants.files.wordpress.com/2009/03/j0283695.gif" medium="image">
			<media:title type="html">j0283695</media:title>
		</media:content>
	</item>
		<item>
		<title>How to protect your cashflow.</title>
		<link>http://nsputilityconsultants.wordpress.com/2011/12/28/how-to-protect-your-cashflow/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2011/12/28/how-to-protect-your-cashflow/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 12:43:29 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Business Advice]]></category>
		<category><![CDATA[Hot tips]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Business and Economy]]></category>
		<category><![CDATA[business link]]></category>
		<category><![CDATA[Cash flow]]></category>
		<category><![CDATA[cashflow]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[home business]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[working from home]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=166</guid>
		<description><![CDATA[Practical Finance tips for tough times. Business Link are a free service which offer help and advice to companies across the UK.  They have  published their guide to doing business in tough times; featuring practical ways to tackle the challenges and opportunities of the current climate. Click here for their top tips for protecting your [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=166&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2011/12/28/how-to-protect-your-cashflow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>

		<media:content url="http://nsputilityconsultants.files.wordpress.com/2009/03/j0283695.gif" medium="image">
			<media:title type="html">j0283695</media:title>
		</media:content>
	</item>
		<item>
		<title>Merry Christmas</title>
		<link>http://nsputilityconsultants.wordpress.com/2011/12/19/merry-christmas/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2011/12/19/merry-christmas/#comments</comments>
		<pubDate>Mon, 19 Dec 2011 14:33:08 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Hot tips]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[Christmas card]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=896</guid>
		<description><![CDATA[In the interests of preserving trees and saving the planet I have taken to creating an electronic &#8220;Christmas Card&#8221; each year.  Best wishes for the season to all of you. Nikki and Jim.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=896&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2011/12/19/merry-christmas/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>

		<media:content url="http://nsputilityconsultants.files.wordpress.com/2009/12/xmas-pig.jpg?w=96" medium="image">
			<media:title type="html">xmas pig</media:title>
		</media:content>
	</item>
		<item>
		<title>FT reports on a &#8220;year of austerity&#8221;</title>
		<link>http://nsputilityconsultants.wordpress.com/2011/12/13/ft-reports-on-a-year-of-austerity/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2011/12/13/ft-reports-on-a-year-of-austerity/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 12:26:17 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Business Advice]]></category>
		<category><![CDATA[Hot tips]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[financial news]]></category>
		<category><![CDATA[FT]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=886</guid>
		<description><![CDATA[The FT has just published a special report of the years financial highlights and lowlights. (Well, mostly lowlights!)  It makes interesting reading, especially with the application of a little hindsight.  Click below to download the report. FT 2011 in financial news<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=886&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2011/12/13/ft-reports-on-a-year-of-austerity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
		<item>
		<title>The best Feed in Tariff in the UK?</title>
		<link>http://nsputilityconsultants.wordpress.com/2011/11/30/the-best-feed-in-tariff-in-the-uk/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2011/11/30/the-best-feed-in-tariff-in-the-uk/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 18:35:38 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Domestic Utilities]]></category>
		<category><![CDATA[Hot tips]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[Business Utilities]]></category>
		<category><![CDATA[electric]]></category>
		<category><![CDATA[electricity]]></category>
		<category><![CDATA[Electricity generation]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[Feed-in tariff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Solar panel]]></category>
		<category><![CDATA[Utility Warehouse]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=820</guid>
		<description><![CDATA[What is a Feed-In Tariff? Feed-In Tariffs (FITs) are a way for people to save money — or make money — by generating their own electricity at home, using technology like solar panels or wind turbines. Under the FIT scheme, the customer is paid: For the electricity they generate and use For the electricity they [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=820&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2011/11/30/the-best-feed-in-tariff-in-the-uk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
		<item>
		<title>How to avoid rental property deposit disputes.</title>
		<link>http://nsputilityconsultants.wordpress.com/2011/11/23/how-to-avoid-rental-property-deposit-disputes/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2011/11/23/how-to-avoid-rental-property-deposit-disputes/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 19:32:32 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Property]]></category>
		<category><![CDATA[Inspection]]></category>
		<category><![CDATA[inventory]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[rental property]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=841</guid>
		<description><![CDATA[Even if you use a letting agent to manage your rental property, when the tenant disputes the deposit it is the landlord who suffers.  Making sure that correct procedures have been followed right from the start of the tenancy and that good records are kept throughout  is essential. Go round the property with your new [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=841&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2011/11/23/how-to-avoid-rental-property-deposit-disputes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
		<item>
		<title>Free invoicing software for small businesses</title>
		<link>http://nsputilityconsultants.wordpress.com/2011/11/16/free-invoicing-software-for-small-businesses/</link>
		<comments>http://nsputilityconsultants.wordpress.com/2011/11/16/free-invoicing-software-for-small-businesses/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 18:55:00 +0000</pubDate>
		<dc:creator>nspresources</dc:creator>
				<category><![CDATA[Business Advice]]></category>
		<category><![CDATA[Hot tips]]></category>
		<category><![CDATA[Billing]]></category>
		<category><![CDATA[free software]]></category>
		<category><![CDATA[home business]]></category>
		<category><![CDATA[Invoice]]></category>
		<category><![CDATA[sage software]]></category>
		<category><![CDATA[self employed]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[working from home]]></category>

		<guid isPermaLink="false">http://nsputilityconsultants.wordpress.com/?p=170</guid>
		<description><![CDATA[Sage have come up with a product that is free!!  It is designed especially for start-up and home-based businesses.   Clare Darrell of CygnIT mailed this across to me and  Piggy thought that it might be of interest to some of you, or maybe you know someone who might benefit. The software is designed for invoicing [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=nsputilityconsultants.wordpress.com&amp;blog=3406706&amp;post=170&amp;subd=nsputilityconsultants&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://nsputilityconsultants.wordpress.com/2011/11/16/free-invoicing-software-for-small-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://0.gravatar.com/avatar/ebc300f8be4d14b4407d96342027add7?s=96&#38;d=identicon&#38;r=PG" medium="image">
			<media:title type="html">Nikki</media:title>
		</media:content>
	</item>
	</channel>
</rss>
